About Fulton Market Restaurant Capital
Fulton Market Restaurant Capital exists because restaurant owners meet business funding at the worst moment — the week the settlement is late and payroll is not — and get a sales pitch instead of someone who understands a vendor invoice.
We run a funding desk for restaurant, not a call center. One specialist takes your file from the first conversation through funding, reads your statements and your leases the way an underwriter will, and tells you where you stand before anything goes out.
We are compensated by the funding partners in our network when a deal funds, and we tell you that plainly. Our incentive is a deal that performs, because partners stop working with desks whose files default.
Our guides are written in the trade's own words: what a factor rate costs on a real location, when a line of credit beats an advance, what to ask for in writing before you sign. They are reviewed for accuracy and updated when products change.
How we are paid
Fulton Market Restaurant Capital is compensated by the funding partner when a request funds. You never pay us a fee to apply, to receive options, or to hear a no. Because partners stop working with desks whose files underperform, our interest is a deal that fits the location.
Our network
Fulton Market Restaurant Capital works with an exclusive network of funding partners and marketing partners. When you submit a request, we may share your information with those partners to evaluate and present funding options. We do not sell your information for unrelated purposes.
- 24–48 h
- typical time to a decision
- 3 months
- of statements to start
- 1 contact
- from first conversation to funding
- Full-service restaurants
- Quick service & fast casual
- Bars & breweries
- Cafés & bakeries
- Catering
- Small groups (2–6 locations)
How the guides are written
Every guide starts with a question restaurant owners actually ask us, in the words they use. It is drafted by our editorial desk, checked against current funder agreements and public sources, and reviewed for compliance before it is published: an advance is never called a loan, every factor rate is shown with its APR-equivalent, no figure is presented as an offer, and nothing promises approval.
Guides carry a published date and an updated date. When products or law change, the guide changes. If you find something out of date, tell us at hello@fultonmarketrestaurantcapital.com and we will fix it.
Bring us the location. We'll bring the numbers.
Start with the amount and the date it is needed. No obligation, no credit pull to begin.